房屋贷款还剩下187k,
请教大家,哪一种配套更适合我的情况?
OPTION A: FIXED 2 YEARS (2 YEARS PENALTY PERIOD)
(For completed properties with minimum loan balance of $100,000)
Yr 1: 1.82% (Fixed)
Yr 2: 1.82% (Fixed)
Thereafter: 1.98%(ML + 1.13%)
*Mortgage Rate (“ML”) is the Bank’s prevailing UOB MLC Rate_HDB which is currently at 0.85% p.a.
OPTION B: 5 YEARS FIXED RATE PACKAGE (5 YEARS PENALTY PERIOD)
(For completed properties only, HDB Loan –Min S$80K Loan Outstanding)
Yr 1: 2.00% (Fixed)
Yr 2: 2.00% (Fixed)
Yr3:2.00%(Fixed)
Yr4:2.00%( Fixed)
Yr5:2.00% (Fixed)
Thereafter: 2.00%(ML +1.15%)
UOB MLC Rate _HDB (“ML”) @0.85%